South Carolina is a great state for boat lovers. At the same time, boating can be dangerous if the proper safety precautions are not taken. Commercial and recreational boat accidents are a serious concern. According to a report from the United States Coast Guard (USCG), nearly 600 people were killed in boat accidents nationwide in 2023. Thousands more were seriously hurt.
Following a boat accident in South Carolina, it is imperative that you know what to do to protect your health, safety, and well-being. A proactive approach is a must. At the West Law Firm, we put boat accident victims first. Here, our Moncks Corner boating accident attorney highlights the steps you should take after an incident in South Carolina.
Know the Steps to Take After a Boat Accident in South Carolina
Step #1: Get Yourself (and Others) to Safety
A boating accident is a very serious matter. The reality is that there is always the risk of drowning or a catastrophic injury when an incident occurs on the water. Safety needs to be the absolute top priority after a boat accident. If you are in the water, get a life jacket and help others do the same if you are physically able to do so. You should also try to move away from any immediate hazards, such as a sinking vessel or floating debris. People matter more than property. If the boat is still operable, the responsible person should try to navigate to a secure location. Do not delay in calling for emergency help if anyone is missing or in danger.
Step #2: Seek Immediate Medical Attention for Any Injuries
If you suffered any type of injury in a boat accident, you need to see a doctor. It is not uncommon for boat accident injuries to arise with a delayed onset. You may be far more badly hurt than you initially realize in the aftermath of the incident. The intensity of the situation can mask the pain. Never underestimate your injuries after a boat crash, especially if you hit your head or were thrown from the vessel. Shock and adrenaline can mask serious conditions like concussions, internal bleeding, or fractures.
Legal Tip: You will not be able to bring a successful claim for boat accident injuries unless you have medical records that document your treatment. Seeing a doctor right away is a key step in your case.
Step #3: Report the Boat Accident to the Authorities
All boat accidents should be reported. Both recreational boat accidents and commercial boat accidents are subject to reporting requirements. In South Carolina, boating accidents that result in injuries, death, or significant property damage must be reported to either local/state law enforcement or the South Carolina Department of Natural Resources (SCDNR). You should call 911 or local marine authorities as soon as it is safe to do so. In some cases, such as if the boat accident results in a death, the U.S. Coast Guard may investigate the incident as well. If you are not sure how to report the incident, an experienced South Carolina boat accident lawyer can help.
Step #4: Document the Boating Accident (Evidence is Key)
Boat accidents are fault-based legal claims. Indeed, liability is generally based on the legal doctrine of negligence. It is crucial that your accident is comprehensively documented. A proactive approach can make a big difference in the claims process. While the scene is still fresh, you should try to gather as much evidence as possible. Among other things, this includes:
- Taking photos or videos of vessel damage, injuries, the accident location, weather conditions, and anything else relevant;
- Getting the names and contact information of all involved parties and any witnesses; and
- Preserving any available GPS data or emergency communications.
A key issue is that these details can fade quickly once boats are moved and memories begin to blur. Remember, evidence is the foundation of any claim you may file, whether for injury, property loss, or other damages. The more documentation you have, the stronger your case will be. A South Carolina boat accident lawyer can conduct a proactive, detail-focused investigation.
Step #5: Consult With a South Carolina Boat Accident Lawyer Before an Insurer
Boat accident injury claims are generally defended by insurance companies. It could be a commercial boat operator’s liability policy or the individual policy of a recreational boat owner. Regardless, it is important to remember that insurance companies are not on your side.
Before you speak with an insurance adjuster or sign anything, you should talk to a boat accident attorney who knows South Carolina law. Insurers often move fast to limit their liability, and what you say early on can affect your ability to recover fair compensation.
Do not go it alone: A top-rated South Carolina boat accident attorney will protect your rights, help you understand your legal options, and guide you through the claims process. They can also help you gather additional evidence and deal with insurance companies on your behalf.
Recovering Compensation for a South Carolina Boat Accident
In South Carolina, boat accident victims have the right to seek compensation for the full extent of their damages, including any non-economic losses. Unfortunately, defendants (boat owners/operators) and their insurance companies fight hard to pay out as little as possible, even when liability is clear and unquestioned. Our South Carolina boat accident lawyer fights tirelessly to help victims secure the maximum financial settlement or verdict. You may be able to recover for:
- Property loss, such as boat repairs;
- Ambulance costs and emergency room care;
- Hospital bills and other medical expenses;
- Physical therapy and mental health counseling;
- Loss of wages and diminished earning power;
- Pain and suffering & emotional distress;
- Disability or disfigurement;
- Reduced quality of life; and
- Wrongful death of a family member.
How West Law Firm Can Help With a Boat Accident Case in South Carolina
Boat accident claims are notoriously complex. At the West Law Firm, we fight for justice and the maximum compensation for victims and families across the full range of boat accident cases, including both recreational boat accidents and commercial boat accidents. With a proven record of case results, we have fought successfully for people like you. Your initial consultation with our South Carolina boating accident lawyer is free, confidential, and carries no obligations.
Contact Our South Carolina Boat Accident Lawyer Today
At the West Law Firm, our Moncks Corner boat accident attorney has the experience that you can trust. If you or your loved one was hurt in any type of boat accident, we are here to help. Give us a call now or contact us online for a free, no-obligation case review. With an office in Moncks Corner, we handle boating accident claims throughout the Lowcountry of South Carolina.